Financial Freedom

 - when you no longer need to work for a living, as your investments pay for the lifestyle you want.

If we accept this definition, then we can see that arriving at Financial Freedom is a very individual measure, defined by the lifestyle you want to have. 

For some, this is the "lottery win" lifestyle of expensive sports cars and luxury yachts, sipping champagne as they cruise exotic locations.

For others, it is just being able to get away from their lives revolving around "the job", and working just to pay the bills month by month.  Having the security of knowing they don't need to worry about money ever again.  Having the freedom to enjoy their lives, spend time with their family, follow their passion and do what inspires and fulfills them.

What does Financial Freedom mean to you?  No really, think about this!  It is the first step to creating your life the way you want it.  You need to know the destination before you begin the journey!

The 4 Stages to Financial Freedom:

1. Financial Stability - Your income exceeds your outgoings and you are financially prepared for all eventualities
2. Financial Security - You have made sufficient preparation for your retirement, and you can fund your holidays
3. Financial Independence - You have invested sufficiently in Property, Business Ventures or Shares to provide passive income
4. Financial Freedom - Your investments provide you with income suficient to cover all of your outgoings and lifestyle costs

Now ask yourself: Which stage am I currently at? Which stage do I want to be at? Are they the same?  If not, what am I going to do about it?

It is my firm belief that anyone can move themselves through the 4 Stages to Financial Freedom with the right information, mindset and support.  I am dedicated to helping you to get there, by providing you with the information, tools, property investment opportunities and business models to create your passive income streams.

I'm passionate about Property!!  What an admission eh!?!  

For my money, Property Investment is one of the best ways I know of achieving Financial Freedom, and I want to spread the word about just how "do-able" it is.  So many people I talk to think they need to have lots of money to start investing in property - that is just not true!

One of the biggest single reasons why investing in property is so powerful as a method of building up your assets, is because you can do it using other people's money.  You can own a property (an asset which will, in the medium to long-term, increase in value) without using any of your own money.

Creating your own business and building it to the point where it is providing an income for you, without you being a slave to it, is a very liberating thing.

My old belief about running your own business was that you had to work 20 hours a day in it, not take holidays, never see your family or friends, and generally put your life on hold just to break even!  Then I read Robert Kiyosaki's "Rich Dad, Poor Dad 2 - The Cashflow Quadrant" and Micheal Gerber's "The E-Myth" and saw things from a completely different perspective.

Building a business (or businesses) on a model that generates you an income, even when you are no longer working in it, is a key factor in creating your Financial Freedom. 

Doing it more than once, and creating Multiple Streams of Income for yourself, creates even more security and freedom, and is more fun!   Don't believe me? - ask Richard Branson!

Interesting area this!

Passive income is an income you receive without the need for you to do anything to earn it.  It's what you have started to create when you have Financial Independence, and your entire income when you have achieved Financial Freedom.

However, unless you are lucky enough to have a rich benefactor who gifts you the assets to derive this income from, then you will need to do something to build your business(es) to a point where they run without you, and acquire those assets.

So the income is eventually passive, but the process of getting to a point where you have it, is not.  Creating passive income is achieved by actively thinking and doing with a different mindset to the one that is just earning a living today.